Online shopping makes holiday gift-buying easy and convenient—but it also attracts cybercriminals. Studies show 1 in 3 Americans fall victim to online scams during the holidays. Use these tips to stay safe:
Shop Local or Trusted Sites
The safest buying experience is always in-person. Support small businesses before turning to online shopping.
Stick to familiar online retailers and double-check URLs before buying.
Research unfamiliar products or sellers, and remember, if a deal seems too good to be true, it probably is.
Buy From Secure Sites
Look for “https://” in the web address—it means the site uses encryption to protect your information.
Use Credit, Not Debit
Credit cards and payment services like PayPal offer better fraud protection and make disputing charges easier.
Set up transaction alerts and review statements regularly.
Track Your Orders
Record order details—purchased items, seller, confirmation number and expected delivery date.
If something goes wrong, contact customer service right away.
Report Scams Immediately
If you’re scammed, contact the seller first. If unresolved, report to your credit card company, the Federal Trade Commission or online to the Attorney General of Texas Consumer Protection Agency.
